Every we support people as they achieve their money goals day

Every we support people as they achieve their money goals day

Effortless loan com

You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving access to affordable credit for all when you take out an Oakam loan

Every time we help individuals while they achieve their funds objectives, develop their credit profile and accessibility better loan prices. In the time that is same through the use of our cellular application to settle on time, Oakam consumers are changing the financing business, making credit less costly and much more available for all.

Join our neighborhood of 150,000+ consumers.

Brand brand New client? Begin these days with that loan from ?100 to ?800. Fast turnaround with no belated fees

279% fixed interest that is annual (1427% APR representative)pare Oakam along with other loan providers right here.

Present consumers can borrow as much as ?5,000 and graduate to a yearly interest of 49% (variable) with this Big positive loan.

  • Access less expensive rates in the long run and boost your credit score
  • Rapidly graduate to prices less than numerous charge cards
  • Borrow as much as ?5,000 while you create your credit profile
  • No setup costs. No late or very early payment costs

*subject to terms

Apply with full confidence

Fill our secure web application and get a choice in moments. No setup costs, no belated charges with no early payment charges.

Begin your Oakam trip

Place your loan to work alongside the Oakam software, increase your credit history as time passes and grow your method to a brighter monetary future.

Tailor your loan

Accessibility lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Discover more

Get in on the 150,000+ consumers that trust us

We’re more than simply a money-lender: we’re for a goal to produce credit that is accessible truth for many.

Install our cellular application

The Oakam app that is mobile permit you to use along with assistance you manage your loan:

  • Submit an application for a loan
  • Check your outstanding stability
  • Visit your repayment that is next time
  • Assessment your payment routine

Reasons to join Oakam

Bad credit? We will tune in

We’ll tune in to your tale if you’re on advantages, have credit that is bad or simply found its way to the united kingdom. We’ve caused it to be our objective to split down monetary barriers and enhance accessibility payday advance cash loan Maryland for several.

No house visits – ever before!

Cash is a matter that is private we keep it by doing this. Think about us as an option to doorstep financial loans. We’ll never ever hit on your own home and you will constantly reach us using the internet or higher the telephone.

No concealed unexpected situations

At Oakam you’re constantly in charge. Our items are transparent and simple. We don’t charge fees that are late there’s no cost connected with repaying early.

Your connection to a better future that is financial

While you pay off your Oakam loan, you can easily unlock reduced prices, larger quantities and longer terms. It’s our method of working for you create your credit profile as time passes.

Handle your loan with all the Oakam application

Access your loan and payment routine by getting our software, thereby applying for tops ups and loans that are new the long term.


Oakam provides easy and easy economic services for those who battle to borrow from banking institutions. You can expect responsible use of credit and tend to be specialized in offering our clients with respect.

Every time we help individuals while they achieve their funds targets, develop their credit profile, and accessibility much better loan prices. In the exact same time, through the use of our mobile application to settle on time, Oakam consumers are transforming the financing business, making credit more affordable and much more obtainable for all.

How exactly does it work?

It’s simple! You are able to use on our site, or via our mobile application. The application may be downloaded through the Apple iStore for iPhone products, or regarding the Bing Enjoy Store for Android os products. If the application is authorized, the bucks may be delivered to your money in the exact same time. Many candidates that are successful their particular financial loans within a few hours to be authorized.*

Susceptible to standing. Regarding the form, we’re going to ask you to answer for the income that is monthly and in detail, to be able to make sure you really can afford the month-to-month repayments throughout the lifetime of the mortgage.

Does Oakam do a credit search?

Yes. But we try not to solely base our decision on your credit rating. At Oakam we realize that life does not constantly get as prepared. We comprehend you will probably have run into financial hardships in yesteryear so that as a effect, you could have an unhealthy credit rating. Unlike other loan providers though, Oakam will likely not instantly blacklist you have actually missed repayments. Your credit score and affordability assessment assist us comprehend your situation that is current when assess the application for a loan.

So, also we might still be able to help if you have been declined by other lenders in the past.

I will be a new comer to the united kingdom. Can Oakam help me to with that loan?

Yes. We ask which you have now been a citizen in britain for at the least six months before you apply for a loan with us. All financial financial financial loans tend to be at the mercy of cost inspections along with your monetary standing. We welcome new clients each day and, because our application that is online process completely computerized, it is possible to use when you have to, seven days per week. Our financial financial loans tend to be susceptible to your monetary condition.

So what does APR suggest?

APR signifies Apr.

The APR is really a standard measure made use of across all credit items to greatly help customers compare the expense of financial financial loans. Since the APR reflects the annual price of fee for a financial loan, it’s not constantly a measure that is easy realize when you compare financial financial loans of various lengths.

The APR is, correctly, a comparison that is effective for comparable items, but in addition to your APR, we constantly explain to you the sum total price of that loan plus the specific instalments, for example. what you would pay off in complete. We think these records provides you with a fuller image of the expense of your financial financial loans and may help you produce a decision that is informed certainly one of our financial loans would work for you personally.

I will be self-employed. Can a loan is got by me?

Indeed, at the mercy of your monetary condition.

Can I have application that is joint my lover?

No. We just provide to people therefore we usually do not take shared programs.